Digitap.ai
API platform for banks and fintechs covering digital KYC onboarding, bank statement analysis and alternate-data credit assessment.
Digitap.ai is an API platform that gives banks, fintechs and other financial institutions AI and machine learning tools for customer onboarding and credit assessment. Digitap.ai is used by integrating its APIs or SDK for digital KYC, OCR-based document validation, video KYC, bank statement analysis and Account Aggregator data, after requesting a demo from the company.
Best for Lenders and financial institutions in India that want onboarding checks and underwriting data delivered through APIs instead of building them in-house.
- Platforms
- API
- API
- Yes
- Made by
- Digitap.AI Enterprise Solutions Private Limited
- Added
Last verified: . Information taken from digitap.ai.
What is Digitap.ai?
Digitap.ai is an Indian company that sells AI and machine learning software, delivered mainly as APIs, to banks, fintechs and other financial institutions. Its products fall into four groups. An onboarding suite handles digital KYC, including OCR and validation of identity documents and video KYC. An alternate data suite assesses a customer's creditworthiness from sources such as bank statements, device data, e-commerce activity, social media and telecom records. As a certified technology service provider, Digitap supplies a Financial Information User module integrated with the Account Aggregators, along with variables used in underwriting. An expense manager SDK lets clients view their customers' spending and receive insights for cross-selling. The site also lists a bank statement analyzer and data enrichment APIs keyed on PAN or mobile number, and cites ISO 27001, ISO 22301 and SOC 2 certifications.
Key Features
Onboarding Suite
Runs digital KYC through APIs, with OCR and validation of KYC documents and a video KYC option.
Alternate Data Suite
Builds credit scorecards from network, SMS, social media, e-commerce and cash-flow signals.
Bank Statement Analyzer
Reads customer bank statements as one input for judging repayment capacity.
Account Aggregator TSP
Provides a Financial Information User module that connects to the Account Aggregator network.
Expense Manager SDK
Shows a client its customers' expenses with contextual insights that support cross-selling.
Data Enrichment APIs
Returns additional customer data when queried with a PAN or a mobile number.
Use Cases
- Digital Customer Onboarding
- Verify identity documents and complete KYC remotely when opening an account or loan.
- Credit Underwriting for Thin-File Borrowers
- Add device, telecom and e-commerce data when conventional credit history is limited.
- Video-Based Due Diligence
- Carry out customer due diligence over a video session instead of a branch visit.
- Account Aggregator Integration
- Pull consented financial data into a lending workflow as a Financial Information User.
- Cross-Sell Targeting
- Use spending insights from the expense manager to decide which product to offer a customer.
Things to know
- Sold through demos
- The home page shows no public price list; access starts with a demo request to the sales team.
- Listed certifications
- The site names ISO/IEC 27001, ISO 22301 and SOC 2 as the standards the company is certified against.
- Built for regulated lenders
- The products are aimed at banks, fintechs and financial institutions, with features tied to India's Account Aggregator framework and PAN-based lookups.
FAQs
What is Digitap.ai?
Digitap.ai is an API platform that provides AI and machine learning software for banking, financial services and fintech companies, focused on onboarding and credit assessment.
What is Digitap.ai used for?
Digitap.ai is used for digital KYC, document OCR and validation, video KYC, bank statement analysis, alternate-data credit scoring and Account Aggregator integration.
Does Digitap.ai have an API?
Yes. Digitap.ai describes its products as API-based plug-in solutions, and it also offers an SDK for its expense manager.
Who makes Digitap.ai?
Digitap.ai is operated by Digitap.AI Enterprise Solutions Private Limited, which lists an office address in Bangalore, India.
Is Digitap.ai certified for security?
Digitap.ai lists ISO/IEC 27001 for information security, ISO 22301 for business continuity and SOC 2 certification on its site.
How do I try Digitap.ai?
Digitap.ai does not offer self-service sign-up on its home page; the site invites prospective clients to schedule a live demo.
How much does Digitap.ai cost?
Digitap.ai does not publish prices on its home page. Contact the company through the demo request for a quote.
Who it's for
- Banks
- Fintech lenders
- NBFCs
- Risk teams
- Product managers in financial services
Comments
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