Aspire
Business finance platform with multi-currency accounts, corporate cards, expense management, API and MCP access.
Aspire is a business finance platform that puts multi-currency accounts, international payments, corporate cards and expense management in one interface. Aspire is used by registering a company online, funding the account, issuing cards to team members and linking accounting software, with an API and an MCP connection available for automation.
Best for Startups and small to mid-sized companies that pay and get paid in several currencies and want cards and expense controls in the same system.
- Listed in
- Finance & Accounting
- Platforms
- Web, API, MCP
- Pricing model
- Freemium
- Free plan
- Yes
- API
- Yes
- Made by
- Aspire FT Pte. Ltd.
- Added
Last verified: . Information taken from aspireapp.com.
What is Aspire?
Aspire is a finance platform for companies that operate across countries and currencies. It combines business accounts held in several currencies with international payments and foreign exchange, virtual and physical corporate cards, and software for managing spending. Finance teams can set budgets, route reimbursements and approvals, handle bills and invoices, and see card activity in real time. Integrations with accounting software pass transactions along for faster reporting, and a Yield product pays returns on idle SGD and USD balances. Under a section labelled Connectivity and AI, Aspire lists integrations, an API with key-based permissions and an MCP connection, and its support includes an AI chatbot. The Singapore pricing page shows a Basic plan without a monthly fee and a paid Premium tier. Businesses need a registered entity to open an account, and the Launchpad service assists with incorporation.
Key Features
Multi-currency business accounts
Holds balances in currencies including SGD, USD, EUR and GBP with local and international account details.
Global payments and FX
Sends and receives money in more than 30 currencies across over 130 countries.
Corporate cards
Issues virtual and physical cards to team members with controls and cashback on eligible spending.
Expense management
Provides real-time visibility of spending together with reimbursement and approval workflows.
Accounting integrations
Connects to accounting software so that books can be closed with less manual entry.
API and MCP
Exposes accounts, cards and transfers to custom automations through API keys and an MCP connection.
Screenshots
Use Cases
- Paying overseas suppliers
- An importer sends international transfers in the supplier's currency from one account.
- Controlling team spending
- A startup gives each employee a virtual card with limits and reviews expenses as they occur.
- Managing ad budgets
- A marketing agency pays for digital advertising and SaaS tools by card and tracks spend against budgets.
- Running payroll across borders
- A company pays local staff and sends salaries abroad while syncing data from its payroll software.
- Automating finance operations
- A mid-sized firm uses the API to connect Aspire to its internal systems.
Things to know
- Regulatory status in Singapore
- Aspire FT Pte. Ltd. discloses that it holds a temporary exemption from licensing under the Payment Services Act 2019 for specified services, and that some cross-border transfers are provided by MAS-licensed partners.
- Yield is an investment product
- The site states that Yield is not a deposit product, carries no capital protection and that returns may vary; it is provided by AFT SG 2 Pte Ltd.
- A registered entity is required
- Business account features are available only to incorporated companies.
- Details vary by region
- The site has separate regional editions, and the plans described here come from the Singapore pages.
FAQs
What is Aspire?
Aspire is a business finance platform that combines multi-currency accounts, international payments, corporate cards and expense management software.
What is Aspire used for?
Aspire is used by startups and growing companies to hold and move money in several currencies, issue cards to staff, control spending and connect finance data to accounting tools.
Is Aspire free?
Aspire says opening an account is free, with no setup fees and no minimum balance or deposit. Its Singapore pricing page lists a Basic plan without a monthly fee and a paid Premium plan; transaction fees apply.
How much does Aspire cost?
Aspire's harvested pricing page is the Singapore edition and is quoted in Singapore dollars, so no figures are given here. See the official pricing page for your region.
Does Aspire have an API?
Yes. Aspire offers an API for automating accounts, cards and transfers, and its menu also lists an MCP connection. The plan comparison marks API access as available on request.
Is Aspire a bank?
Aspire's Singapore site says Aspire FT Pte. Ltd. is temporarily exempt from the license requirement of the Payment Services Act 2019, and that partner banks such as DBS safeguard customer funds.
How quickly can an Aspire account be opened?
Aspire says account opening can take as little as one day, depending on the nature of the business, and that registration is completed fully online.
Who it's for
- Startups
- SMEs
- Finance teams
- E-commerce businesses
- Accountants
Comments
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Listed in the same category as Aspire. A starting price appears only where we checked it on the maker’s pricing page; a dash means not checked or not published. All Finance & Accounting tools